What should I do if I have 100 crore INR (15.16 million USD) and want to start investing it in startups and make good profit?

Updated on : January 17, 2022 by Billy Anderson



What should I do if I have 100 crore INR (15.16 million USD) and want to start investing it in startups and make good profit?

Tell him to educate himself and keep the money in a bank until he can find a way to get hold of yours. You will lose everything without education.

The bank's interest alone will suffice for more of your needs.

Don't let anyone take control of your money. Many people will approach the boy as they have no idea what to do. That is why it is important to educate yourself and make your own decision.

In the meantime, tell him to do some charity work too. Because since God gave you all that wealth, it is your responsibility to take care of those in need.

First, you have to incorporate a legal person, it can be LLP, Pvt. Ltd., or Company Ltd. Then, you need to get certain approvals from various government entities and also certain licenses. After that, you can start financing. Kindly send your detailed requirements for more detailed and accurate comment or advice.

Are you kidding

If you have really earned 100 crore rupees, you know better how to invest and make a good profit, you will never ask such a silly question, you don't have time to ask such questions in these kinds of forums.

If you've inherited it, just deposit the money, invest through a good investment banker, and enjoy the profits.

If you like the Warren buffet, this is your advice for a wealthy widow.

Invest 90% of your money in a great index fund. Rest 10% on high-quality short-term bonds.

I guess this would apply to everyone in general. It seems very simple, but extremely effective. Consider these,

  • It would provide you regular income with minimal work on your part.
    • 90% of 10 million rupees will be 9 million rupees. Dividend income from stock index funds at 1.25% for 9 crore should give you around 11 lakhs per year
    • And investing in short-term 1 crore bonds should give you 7 lakhs.
    • That's 16 lakhs without you actively managing / mak
Keep reading

If you like the Warren buffet, this is your advice for a wealthy widow.

Invest 90% of your money in a great index fund. Rest 10% on high-quality short-term bonds.

I guess this would apply to everyone in general. It seems very simple, but extremely effective. Consider these,

  • It would provide you regular income with minimal work on your part.
    • 90% of 10 million rupees will be 9 million rupees. Dividend income from stock index funds at 1.25% for 9 crore should give you around 11 lakhs per year
    • And investing in short-term 1 crore bonds should give you 7 lakhs.
    • That's 16 lakhs without you actively managing / making decisions about where to deploy these funds. The best part is that it will continue to grow.
  • Your capital multiplies by many over time. Indian markets have had an average return of more than 15% in their history. With returns of 15% per year, your capital doubles every 5 years. So after 20 years, you will have assets worth Rs 150 million.
  • The capital is safe as its assets are diversified. His money gives him partial ownership in big companies like hdfc bank, sbi, ITC, trust, etc., practically the companies that form the backbone of the Indian economy. Since you place your funds in an index fund, those that are underperforming are automatically removed and replaced by emerging ones without the need for follow-up.
  • If there is a situation where you need more money than you get from investments, you can always sell your bond funds without worrying about selling your stocks when the markets are low.
  • You get the maximum freedom from worrying about managing your money and use the time to enjoy your daily life.
  • When you opt for index funds, you slash fees. A typical equity fund will charge you between 2% and 2.5% per year in fund management fees. With an investment of Rs 10 crore, you end up paying Rs 20-25 lakhs in fees per year. With index funds, you pay 0.05%, that's around rs 50,000 per year.

Some people may recommend real estate, gold, or buying a small business. I see down down on each side

Real estate -

  • Your investments are placed in one place. The risk does not spread. Let's say a new road sign could destroy your land / building.
  • Still properties have title issues in India.
  • His wealth is not discreet, everyone knows his net worth and that is not good in several ways.

Gold

  • Doesn't give you regular income
  • You have to worry about keeping them safe
  • And gold has lagged behind equities in terms of long-term returns

Small business

  • Good if you have experience in running a business. But the odds are against you running the business for more than a decade.
  • You will have to risk the captial
  • you have to expend your effort and your mind. You could end up stressed.

Hi there.

When you say you want to get the maximum return on your investment, you are expected to be aware of the golden rule of economics: the higher the risk, the higher the profit ... put it backwards ... the higher the profit you want. ... the greater the risk of loss.

If you DO NOT AGREE with that, do not read on. Put your money in the bank and sleep peacefully at home ... because you are going to earn good interest for it.

PS: Ohh ... I told you, depositing money in banks is the safest way to lose the value of your money over time, even without touching it… :-)

If you are willing to take a chance ... read f

Keep reading

Hi there.

When you say you want to get the maximum return on your investment, you are expected to be aware of the golden rule of economics: the higher the risk, the higher the profit ... put it backwards ... the higher the profit you want. ... the greater the risk of loss.

If you DO NOT AGREE with that, do not read on. Put your money in the bank and sleep peacefully at home ... because you are going to earn good interest for it.

PS: Ohh ... I told you, depositing money in banks is the safest way to lose the value of your money over time, even without touching it… :-)

If you're willing to take a chance ... read below.

You're still here ... Congratulations, you're an investor elite.

Almost every investment ad you will get will revolve around traditional / conventional investment vehicles and assets.

I believe that the treasures are in the most unexpected places ... it means that the maximum benefit is found where no one (or very few people) are looking.

Just try to analyze the following scene in recent history:

Bitcoin, the first digital currency AKA Crypto-Currency was born in 2009 and no one paid attention to it at the time ... no one was ready to own it and pay a penny for it. Its price was literally $ 0. Somehow it started to gain value, but it was still in cents, then it reached parity with the dollar. At this time, the whole world became interested in Bitcoin. It stayed for a few more years ...

Fast forward today. Bitcoin is the king of all currencies (digital and paper) in the world with a price of $ 4300.

Imagine the power of Bitcoin to rise from zero value to 4,300 times that of the world's most powerful currency, the USD.

Imagine the growth and compare it to anything in this world.

During all this time, the skeptics kept murmuring, abusing, laughing and standing on the shore and everyone cries and regrets today. Some smart people who hopped aboard the Bitcoin Jet during the early days are the billionaires of today.

If you want to be a part of this digital revolution, cryptocurrencies have a world of opportunities for you.

First, take a quick look at some basics:

Digital or crypto currencies are generated over the Internet through special machines and performed digitally for any normal daily transaction.

Besides Bitcoin, there are almost 1000 other digital currencies collectively called Altcoins. Namely, Ethereum, Dash, ZCash, Litecoin, Monero, to name a few. Each one has a different value.

Mining is an activity through which new digital currencies are generated. It is simply like minting paper money.

About us:

We are an Altcoin Mining Farm. We mine cryptocurrencies at our facilities. Mining is the process by which new coins are generated. In simple terms, literally "Mint Money".

What we offer:

A Hands-Free Income Stream: We offer 24-month cryptocurrency mining contracts, with more multiple returns than any other investment asset in this world.

    • You buy a specific cryptocurrency mining contract from us.
    • Invest the desired amount in the form of cryptocurrency against this contract in our mining operation. INR is not accepted.
    • We mine the specified (contracted) cryptocurrency for you at our mining facilities. Coins are generated from this operation. So we basically coin money instead of some other product that has to be sold on the open market to make money.
    • From the gross income (cryptocurrencies mined), we pay you a percentage of cryptocurrencies every month. As the amount of coins won is a complicated multi-variable function, the winning percentage cannot be fixed for us, therefore it is not fixed for you either. However, it will be exceptionally better than any other investment option.

Risk:

Yes, risk prevails like any other investment asset.

I hope it helps you make a wise and informed investment decision.

All the best!

An investment must meet three basic requirements: Security, Liquidity and Return. You want 75K per month. Consider the following

  • Tax impact when income exceeds Rs. 250K
  • Capital gains on stocks and equity mutual funds sold after 12 months are exempt from tax. Dividend income is also exempt.

If I were you, I would display my savings as follows:

  1. 45 lac in Yes Bank Savings account - Savings interest 7%. 315,000 per year or 26,000 per month. Savings interest up to 10,000 are exempt. Nominal tax on Rs. 3000 in Rs remaining. 305000
  2. 55 lac in the best mutual funds - conservative return 13-15%. Annual Rs. 720
Keep reading

An investment must meet three basic requirements: Security, Liquidity and Return. You want 75K per month. Consider the following

  • Tax impact when income exceeds Rs. 250K
  • Capital gains on stocks and equity mutual funds sold after 12 months are exempt from tax. Dividend income is also exempt.

If I were you, I would display my savings as follows:

  1. 45 lac in Yes Bank Savings account - Savings interest 7%. 315,000 per year or 26,000 per month. Savings interest up to 10,000 are exempt. Nominal tax on Rs. 3000 in Rs remaining. 305000
  2. 55 lac in the best mutual funds - conservative return 13-15%. Annual Rs. 720000 or Rs. 60000 per month
  3. 90 lac on a parcel of land: Land prices are rocketing after taking a heavy beating from lower levels due to demonetization.
  4. 10 gold lacquer. - coverage in emergencies. Plus about 8% long-term appreciation

Total monthly income 60 + 26 = 86,000

Emergency coverage like gold. Security plus a constant long-term appreciation of a piece of land.

  • Note: Yes. The bank pays daily interest. The savings account is quite liquid (unlike the fixed deposit)
  • Mutual funds do not give liquid returns. Invest for the long term and request the systematic withdrawal of the required amount. This gives you a lot of flexibility. You can withdraw more or less or even no withdrawal depending on your needs. The remaining amount invested will get a higher return. You can choose between

Large Cap Funds - ---------- 1 year of performance —— 3 years of performance

Kotak Select Focus Fund - Direct --- 30% -------- 19%

ICICI Pru Top 100 (direct) ………….… 26% …… .. 11%

Diversified equity funds - ------------

Tata Equity PE (G) Direct Fund ----------------- 39% ------- 20%

Principal Emerging Blue chip (G) Direct ---- 36% -------- 24%

Fund balance

ICICI Pru Balanced Fund- (Direct) ------------- 25% -------- 15%

HDFC Prudence Fund (direct) --------------- 27% -------------- 12%

DSP Black Rock Balanced Fund (direct) –--- 23% ----------- 16%

Hope this meets your query. I will be happy to provide any other information.

Caution: Past performance is not a guarantee of future performance. Share-based funds are subject to market risks. You are advised to study all the related information carefully before investing in these schemes.

Edit: Wait a few weeks before investing in mutual funds, as the stock market seems overheated and may cool down a bit.

Disclaimer: Please do not treat them as expert opinions.

If you ask me how much% will I stay if I had 1 crore. I would say that only 20% and the rest I will invest in any business that gives a return each month (such as buying a house and opening PG, establishing a tissue paper factory, building floors, selling or renting them) and staying in any benificial mutual fund long-term that guarantees retirement benefits when you are older.

The simple reason why I am not focusing on the fixed deposit is the refund it gives and beyond that the tax is also collected on those returns (I am not against paying taxes and I pay at least 10–

Keep reading

If you ask me how much% will I stay if I had 1 crore. I would say that only 20% and the rest I will invest in any business that gives a return each month (such as buying a house and opening PG, establishing a tissue paper factory, building floors, selling or renting them) and staying in any benificial mutual fund long-term that guarantees retirement benefits when you are older.

The simple reason I am not focusing on the fixed deposit is the refund it gives and beyond that the tax is also collected on those returns (I am not against paying taxes and I pay at least 10-12k of taxes year). They give you a maximum yield of 8–8.5%. and taxes are levied on them based on the slab it is on.

If you are concerned about the safety of your money, don't worry. With a little study, you can also manage mutual funds and the business.

The businesses mentioned above will at least give you a fixed return in the cases of 95%.

Warren Buffet once said that you will only be rich when the money you earn makes more money in itself.

Acquiring the things that give you the proper performance is the key here. Even if you buy a car or an iphone, they will depreciate and the value will decrease every year.

However, once you have those businesses and guarantee a return of 10-12 lacs a year, you can buy them and you can also look for the additional investment of what you have earned.

Remember that savings come first and expenses second.

Well, like 50 crore is a good amount,

I would do this

  1. 25 crore for building 3 apartments in some good place, with around 60-80 apartments and renting them each for around 15k to 20k, which means I would earn between 9 and 16 lakh per month or I sell each apartment for 50 lakh each to make 40 crore i.e. 15 crore profit in about 3-4 years getting the rent is just a guess but if you could turn it into a mall you would also get 30 lakhs rent per month which is 3.6crores / year + you own the land that in itself has its value increasing 👍
  2. with 25 crore remaining, it would take 10 crore rupees
Keep reading

Well, like 50 crore is a good amount,

I would do this

  1. 25 crore for building 3 apartments in some good place, with around 60-80 apartments and renting them each for around 15k to 20k, which means I would earn between 9 and 16 lakh per month or I sell each apartment for 50 lakh each to make 40 crore i.e. 15 crore profit in about 3-4 years getting the rent is just a guess but if you could turn it into a mall you would also get 30 lakhs rent per month which is 3.6crores / year + you own the land that in itself has its value increasing 👍
  2. With the remaining 25 million rupees, I would take 10 million rupees and invest in giving free food and education to children and helping them achieve their success, because what you give will come back * 100 times if you do it right
  3. 15 crore left and now I am stable with short term monthly income of 30 lakh rupees and have a good name in society for doing good, I would spend it to buy a house, a car and all the necessities and try different businesses with the remaining money and lead my life happily

Practically, the probability of turning your 10,00,000 into 10,00,00,000 is 0.000000001%.

But it is possible that if you have good contacts with the head of SEBI or senior employees, the president of NSE or the top management of NSE, BSE and SEBI and the inside information of various companies should be available to you, then you can easily convert 10 .00,000 at 10.00, 00,000 in a 1-year span by investing in options of the particular companies in which you have inside information.

Practical example: In recent times, the stock market has given an opportunity of this type, that is, to convert 10,00,000 into 100.00.0

Keep reading

Practically, the probability of turning your 10,00,000 into 10,00,00,000 is 0.000000001%.

But it is possible that if you have good contacts with the head of SEBI or senior employees, the president of NSE or the top management of NSE, BSE and SEBI and the inside information of various companies should be available to you, then you can easily convert 10 .00,000 at 10.00, 00,000 in a 1-year span by investing in options of the particular companies in which you have inside information.

Practical example: In recent times, the stock market has given such an opportunity, that is, to convert 10,00,000 to 100,00,00,000 in one day. The announcement about the recapitalization (infusion of Rs 2.5 million into public sector banks) has been announced by the Ministry of Finance around 5pm (i.e. the day's share market has already closed ).

The next day, when the stock market opened, all public sector banks were up between 20% and 50% due to the government's capital infusion decision. The best stock among all public sector banks was the Punjab National Bank, which was up 45.3%. So if someone had invested in very out of the money call options (100,000 lots with a premium of 10 rupees each) from Punjab National Bank the day before, that is, before said announcement went out, then the next day their 10 , 00,000 would have become 250.00. , 00,000.

I hope I have answered your question.

Vote if you liked the answer.

Jatin, I can write what I know. But to me it doesn't make any sense, since for such large investments one should have check taxes as well. Better contact professionals to save tax. The returns you expect are absolutely fine. With the combination of Liquid, Balanced and Large cap MF, you can get it easily. But taxes ... Hmmm ... To save taxes, seek help from a professional.

My only advice to you regarding investing is to put at least 5 Lakh for loans in Crypto. Eigen, Lendconnect and may be Davor are the platforms you can choose from. 5 Lakh is not a big deal for a guy who has 4 Crores in a bank account. I am advising this ju

Keep reading

Jatin, I can write what I know. But to me it doesn't make any sense, since for such large investments one should have check taxes as well. Better contact professionals to save tax. The returns you expect are absolutely fine. With the combination of Liquid, Balanced and Large cap MF, you can get it easily. But taxes ... Hmmm ... To save taxes, seek help from a professional.

My only advice to you regarding investing is to put at least 5 Lakh for loans in Crypto. Eigen, Lendconnect and may be Davor are the platforms you can choose from. 5 Lakh is not a big deal for a guy who has 4 Crores in a bank account. I recommend this only because it is an affordable risk for you and this will give you good returns, in numbers at least 0.8% per day. But yes, it is risky. Read about Bitconnect before you begin.

MK's

Since you are only 22 years old, you can invest for the long term of 15 to 20 years:

a) Set aside some money for emergency purposes, such as in a liquid (debt) fund, for example, 5 to 10 lakhs

Best Liquid Funds 2019: Top 10 Top Performing Liquid Mutual Funds

b) Buy some index funds or ETFs (exchange traded funds) long term, say 20 crore rupees

Historical returns: index funds / etfs, index fundsetfs fund Performance Tracker | Mutual funds with higher returns - Moneycontrol.com

c) Buy some short term debt funds (gilt, soverign) for say 10 crore rupees

Short-term gold mutual funds

d) Buy some public sector ETFs like CPSE or Bharat 22, say 5

Keep reading

Since you are only 22 years old, you can invest for the long term of 15 to 20 years:

a) Set aside some money for emergency purposes, such as in a liquid (debt) fund, for example, 5 to 10 lakhs

Best Liquid Funds 2019: Top 10 Top Performing Liquid Mutual Funds

b) Buy some index funds or ETFs (exchange traded funds) long term, say 20 crore rupees

Historical returns: index funds / etfs, index fundsetfs fund Performance Tracker | Mutual funds with higher returns - Moneycontrol.com

c) Buy some short term debt funds (gilt, soverign) for say 10 crore rupees

Short-term gold mutual funds

d) Buy some public sector ETFs like CPSE or Bharat 22, say 5 crore rupees

National Stock Exchange of India Ltd.

National Stock Exchange of India Ltd.

e) Buy some large cap mutual funds for say 10 crore rupees

Historic Returns: Large Cap Fund, Large Cap Performance Tracker | Mutual funds with higher returns - Moneycontrol.com

f) Keep some money in fixed deposits with a public sector bank, say 5-10 crore rupees

Fixed Deposit Interest Rates - Best FD Rates From Top Indian Banks In 2019

This should give you adequate diversification for a low to medium risk portfolio for decades.

Invest about one crore in an FD bank or some debt mutual fund. You get around 7.50% of guaranteed profitability. That is 7.5 Lakh per year. If you have no other income, the income tax to be paid is approximately Rs 10,000 / - per year.

Invest the remaining Rs 4 crore in direct capital after due diligence or through a portfolio manager. You will receive tax-free dividend income of approximately 2.00%. This will be approximately 8 lakhs per year.

Therefore, your income will be approximately 15 Lakh per year. Invest 1.50 Lakh in ELSS funds to reduce your income tax liability. In this arrangement it is not necessary to reap the benefits and reinvest them.

Keep reading

Invest about one crore in an FD bank or some debt mutual fund. You get around 7.50% of guaranteed profitability. That is 7.5 Lakh per year. If you have no other income, the income tax to be paid is approximately Rs 10,000 / - per year.

Invest the remaining Rs 4 crore in direct capital after due diligence or through a portfolio manager. You will receive tax-free dividend income of approximately 2.00%. This will be approximately 8 lakhs per year.

Therefore, your income will be approximately 15 Lakh per year. Invest 1.50 Lakh in ELSS funds to reduce your income tax liability. In this arrangement it is not necessary to reap the benefits and reinvest them. Equity grows gradually and dividend income increases to meet your growing needs. You need to review your portfolio periodically and shuffle it.

Direct equity is best when accounting for your source of funds. It is simple, transparent, liquid and tax-friendly and has the lowest operating costs. The other option is the MF route, which charges you regardless of your performance.

Real estate is another option, but its acquisition / disposal requires a lot of effort and its returns are subject to tax.

Other Guides:


GET SPECIAL OFFER FROM OUR PARTNER.