What is life like for an SBI PO? Do they have enough time to take care of their health?

Updated on : January 21, 2022 by Thomas Gardner



What is life like for an SBI PO? Do they have enough time to take care of their health?

You should understand that basic work hours are limited to 8 hours out of 24 hours each day plus 15 days of leave and 15 days of vacation. What else do you want in life? You have enough time for your health. Life has to be disciplined only by you.

Story of my girlfriend

December 2018: After a year of preparing for the Bank exams, he finally broke SBI. It was quite a joyous period for any graduate, especially after having achieved the highest PSB in India.

January 2019 - Your induction (not mentioning the details so there's no room for guesswork) took place in one of India's metropolitan cities. The induction was great and she was very excited. All the benefits and career growth possibilities were fascinating.

Year One: In the two years of probation, POs are supposed to receive training in areas such as marketing (not sales), SMEs, credit, sales, corporate ban.

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Story of my girlfriend

December 2018: After a year of preparing for the Bank exams, he finally broke SBI. It was quite a joyous period for any graduate, especially after having achieved the highest PSB in India.

January 2019 - Your induction (not mentioning the details so there's no room for guesswork) took place in one of India's metropolitan cities. The induction was great and she was very excited. All the benefits and career growth possibilities were fascinating.

Year One: In the two years of probation, POs are supposed to be trained in areas like marketing (not sales), SMEs, credit, sales, corporate banking, treasury, etc. exam in India, POs would have expected to be able to do a few things and gain a lot of learnings, especially in the first two years. But sadly that is not the case. It does not matter if you are training in credit or SME or in any random department…. all POs have to do is sell outdated POS machines to retail vendors. These were made at a cost of ₹ 2,500 / piece. Now that you post your UPI introduction, everyone, including retail or wholesale providers or individuals, is using UPI to transact.

Next year: it is now destined for a rural branch 50 km from the city. Well, I must say you got a fair deal. (There were people who were randomly kicked, and they were posted, wherever they were posted) That's what we both feel at least. But it was still okay. Rural ads are part of the job description and banking experience. Since he was only 50 km away, he started going to the office from the city itself. His sister was also studying in the city. So they both lived together. Little by little things began to come true ... the honeymoon phase was over. Worse work culture, bad work-life balance, bad boss, worse goals. I am working on a Big 4 position on my MBA. Usually, no matter how good or bad the job is, the behavior of the boss or immediate superior is neither harsh nor rude. Here it is the exact opposite, Managers are eager to get revenge on OPs just to make sure they too suffer like he / she does. All you have to do is reach certain goals during the day. It really amazes me that all SBI is aiming for is selling life insurance, targeting a certain number of home loans or yono records. The goal of registering and not my GF per day is 50 in one day ... that's also in a village where 70% still don't have smartphones and another 30% don't have net banking. All you have to do is reach certain goals during the day. It really amazes me that all SBI is aiming for is selling life insurance, targeting a certain number of home loans or yono records. The goal of registering and not my GF per day is 50 in one day ... that's also in a village where 70% still don't have smartphones and another 30% don't have net banking. All you have to do is reach certain goals during the day. It really amazes me that all SBI is aiming for is selling life insurance, targeting a certain number of home loans or yono records. The goal of registering and not my GF per day is 50 in one day ... that's also in a village where 70% still don't have smartphones and another 30% don't have net banking.

COVID 19: Like a cyclone destroying everything in its path, this virus destroyed many livelihoods. While bankers weren't directly affected, they were supposed to come to the office during the shutdown and the subsequent shutdown (when the numbers actually spiked). Also, even if the situation is bad, employees must come to the branch. Their day begins with rude RM whatsapp messages about how everyone is just working and wasting time. And followed by daily goals. The day ends with everyone pinging the group about their goals and RM showing how disappointed they are and how POs are just a waste of human capital.

I've told him to leave SBI and prepare for another exam ... I just hope he gets out of that hell. One thing that terrifies me is that SBI could turn her into someone like her current manager and RM. Maybe just the SBI stuff ...

What is work-life balance like at SBI PO?

I am sharing my previous answer to the next question, which is pretty close to this question.

What are the bitter truth about SBI PO's work?

There are many pros and cons associated with this word. I joined as a probationer in 2011. I assure you, this is the best label (being a probation Officer) that you can have in the banking industry in general and SBI in particular. Each PO has to go through intensive training for the first 2 years. During these two years, we assume to know a wide range of banking aspects from credit to deposit, from manual records to the most advanced technologies.

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What is work-life balance like at SBI PO?

I am sharing my previous answer to the next question, which is pretty close to this question.

What are the bitter truth about SBI PO's work?

There are many pros and cons associated with this word. I joined as a probationer in 2011. I assure you, this is the best label (being a probation officer) that you can have in the banking industry in general and SBI in particular. Each PO has to go through intensive training for the first 2 years. During these two years, we assume to know a wide range of banking aspects from credit to deposit, from manual records to the most advanced technology in banking, from government business to forex, etc.

Actually, these two years are like a honeymoon period for everyone on probation, as they are less skilled for every job they do, because they are on probation or training. During these two years you will receive institutional training in Gurgaon, Hyderabad, Indore, etc. Everyone treats you like a special species, you are considered the most talented person (in fact you are, considering the level of competence for the PO job).

The bitter part of the story begins with the end of your trial period. You are no longer in training now, you are assigned a branch manager position (if it is a small branch) or a loan officer in a large branch. As you have joined as PO, everyone around you, your senior, your junior, thinks you know everything, every instruction, every circular guideline issued by the Bank, the RBI, the Ministry of Finance and the list goes on ... world thinks he is from Jupiter, a superhuman who can solve any banking problem. You are no longer enjoying the benefits you had during your trial period. You are now a generalist, like any other officer, whether you joined the bank as an officer or were promoted from an administrative cadre.

As a banker, in addition to banking, you must carry out the following activity: life insurance cross-selling, general insurance, mutual funds, credit cards, Demat accounts, Fasal Bima… There are many, but I stop here. distribution, and so on …… If you compare yourself with other Government Department personnel, you will end up in a sorry state. This job is no longer lucrative compared to other central government jobs.

Actually, this is my story, which I think is the story of everyone on parole. But sometimes we ourselves are responsible for our adversaries. This is the case in today's banking industry. There are many who destroy the culture of an organization by staying late (not working), working during vacations, etc.

We have to balance our personal and professional life in our own interest and those who can achieve this are happy creatures on bank break are Bhagwan Bharose….

That's it for this banker.

Enjoy life to it's fullest ...

If you notice any error in the above text, please avoid it, if it is necessary to mention it, it is welcome.

(It is my experience in real life, it may differ from what you feel)

The reason for becoming anonymous is because my answer contains certain aspects of my personal life. Well, I joined SBI as a probationary officer in 2015. Beating 22 lakh people in the fierce competition and being in the top 2000 gives you an out-of-the-world experience. feeling. But that's it. By the time you get to the other side of the counter, things are very different. I am going to share my experience and this is going to be too long. But, first of all, you must understand that no organization is good or bad. They are the people who work there. Second, there are some of my lotmates who may have s

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The reason for becoming anonymous is because my answer contains certain aspects of my personal life. Well, I joined SBI as a probation officer in 2015. Beating 22 lakhs of people in the fierce competition and being in the top 2000 gives you an out-of-the-world experience. feeling. But that's it. By the time you get to the other side of the counter, things are very different. I am going to share my experience and this is going to be too long. But, first of all, you must understand that no organization is good or bad. They are the people who work there. Second, there are some of my batchmates who may have seen a completely different SBI depending on the posts.

Nov 30, 2015 ... Yes, this is the day I joined SBI. I was 23 years old and I quit my 6 lpa MNC job to be a part of this. My first position was in a branch of agricultural development. I didn't know anything about banking. Being in a small town, I realized the value of this brand and symbol. He was willing to learn. In 2 months, I learned various aspects of agricultural and gold operations and loans. But one thing I didn't realize is that I became part of the branch's politics. I saw "clerk vs. officer shit," "It's not my job," "I cross-sell and don't do anything else," nasty staff fights. As an audit at the branch was expected soon, I was clearly told that I cannot leave the station for the next 2 months, even on Sundays, since I am an officer and my duty is 24 hours a day, 7 days a week. But he was happy because he was learning new things and was excited to see this branch audit phase. But this was not the end. The long hours and the part of not leaving the station continued even after the audit.

Finally after 4 months I got my new position. This was an urban city campus branch and the place where I met the best people in my life. My branch manager was one of the best bankers and I am very confident that one day he will be the president. It was a difficult branch with a lot of work, but I still never regret working late in that branch. With a super active mentor who is a field officer, even the heaviest tasks seemed like fun. But this was my only good experience at SBI.

At the end of a year, I was transferred to a branch office in a rural sub-district and I was the passing officer. When I showed up at the branch, BM asked me to wait outside and for the next 4 hours I sat waiting to meet him. He was one of the SBI people who never worked and knew nothing about banking. One of the most corrupt and inefficient. He literally made my life hell. In probationary period POs often get cash keys, albeit against the rule. But this was the branch of the coin chest. Numerous cases of fraud are already taking place. RBI had already imposed certain penalties. All kinds of wrong practices are happening. Even 3 employees were suspended during demonetization. I was not allowed to learn credit. I was forced to do only KYC. I was not allowed to leave the branch on weekends. During this time, my mother was diagnosed with stage 1 cancer. I asked permission and was never penalized. The only option I was left with was to go on casual vacations sometimes, but I still never stopped reporting to BM or posting exits from the HR portal. And everyone was like these days that Po's don't want to work. But the worst was yet to come. For the past few days, I was experiencing chronic pain in my lower back. I thought it might be due to long work hours and ignored it. But soon, I began to have difficulty walking and soon I was not even able to get out of bed on my own. I consulted a doctor and was diagnosed with sacroiliitis and found that my blood was HLA B 27 positive. They suggested bed rest for 2 months. But with the confirmation exam scheduled for next month, I couldn't afford that. I took a 15 day break and reported back to the branch after my examination.

After 3 months my marriage was scheduled. And again after numerous requests and supplicants the license was not sanctioned. This time enraged, I asked my EX BM (now a 5 scale officer) for help. With your help, my BM was forced to sanction the license. My results came in and, after the interview, I became a direct officer of scale 2. I was glad that my sufferings were over. Now was my time to act as a branch manager and I made sure that no one on my staff suffered the same fate as mine. Even being a Scale 2, he was officiating as a Scale 3 branch manager.

Working hours were still long, but I had 3 wonderful young employees and we managed to overcome all obstacles. At that time I was used to "Horrible Bosses". I was asked to go to the branch on weekends to finish the endless backlog and open the ATMs as the ATM protections were removed and no replacement was provided as part of cost reduction. After the audit at the branch, we were one of the only 2 branches in the region that managed to get a score above 800. And we all think that now we can all work to take the branch to new heights, but soon the next day I was moved . to another branch, as a "Safai Karmchari" was needed. They didn't give me a single day of leave in the last year. I couldn't take my mother or wife to the hospital when they needed me. What a good husband and son I am. Soon, due to deteriorating health and back pain, I couldn't work anymore. I was on indefinite medical leave. And this was the moment when the official letters began to arrive with all the legal threats. With all the harassment, the verbal abuse from RM, there is no life, only imbalance and even being married I finally decided to STOP. For the past 6 months I have struggled to get the letter of relief. And now hopefully next week I'll be done with SBI. A month after resigning, I took the MBA exams with limited preparations. I was only able to get a 96th percentile in CAT, but still managed to secure admission to universities like NMIMS, SIBM, SCMHRD, MDI, some new IIMs and IITs hopefully and now I am entering one of the top 10 MBA institutes in India. I guess what ends well is okay. It no longer works. I was on indefinite medical leave. And this was the moment when the official letters began to arrive with all the legal threats. With all the harassment, the verbal abuse from RM, there is no life, only imbalance and even being married I finally decided to STOP. For the past 6 months I have struggled to get the letter of relief. And now hopefully next week I'll be done with SBI. A month after resigning, I took the MBA exams with limited preparations. I was only able to get a 96th percentile in CAT, but I still managed to secure admission to universities like NMIMS, SIBM, SCMHRD, MDI, some new IIMs and IITs with a bit of luck and now I am entering one of the top 10 MBA institutes in India. I guess what ends well is okay. It no longer works. I was on indefinite medical leave. And this was the moment when the official letters began to arrive with all the legal threats. With all the harassment, the verbal abuse from RM, there is no life, only imbalance and even being married I finally decided to STOP. For the past 6 months I have struggled to get the letter of relief. And now hopefully next week I'll be done with SBI. A month after resigning, I took the MBA exams with limited preparations. I was only able to get a 96th percentile in CAT, but I still managed to secure admission to universities like NMIMS, SIBM, SCMHRD, MDI, some new IIMs and IITs with a bit of luck and now I am entering one of the top 10 MBA institutes in India. I guess what ends well is okay. And this was the moment when the official letters began to arrive with all the legal threats. With all the harassment, the verbal abuse from RM, there is no life, only imbalance and even being married I finally decided to STOP. For the past 6 months I have struggled to get the letter of relief. And now hopefully next week I'll be done with SBI. A month after resigning, I took the MBA exams with limited preparations. I was only able to get a 96th percentile in CAT, but I still managed to secure admission to universities like NMIMS, SIBM, SCMHRD, MDI, some new IIMs and IITs with a bit of luck and now I am entering one of the top 10 MBA institutes in India. I guess what ends well is okay. And this was the moment when the official letters began to arrive with all the legal threats. With all the harassment, the verbal abuse from RM, there is no life, only imbalance and even being married I finally decided to STOP. For the past 6 months I have struggled to get the letter of relief. And now hopefully next week I'll be done with SBI. A month after resigning, I took the MBA exams with limited preparations. I was only able to get a 96th percentile in CAT, but I still managed to secure admission to universities like NMIMS, SIBM, SCMHRD, MDI, some new IIMs and IITs with a bit of luck and now I am entering one of the top 10 MBA institutes in India. I guess what ends well is okay. For the past 6 months I have struggled to get the letter of relief. And now hopefully next week I'll be done with SBI. A month after resigning, I took the MBA exams with limited preparations. I was only able to get a 96th percentile in CAT but still managed to secure admission to colleges like NMIMS, SIBM, SCMHRD, MDI, some new IIMs and IITs with a bit of luck and now I am entering one of the top 10 MBA institutes in India. I guess what ends well is okay. For the past 6 months I have struggled to get the letter of relief. And now hopefully next week I'll be done with SBI. One month after quitting, I took the MBA exams with limited preparations. I was only able to get a 96th percentile in CAT but still managed to secure admission to colleges like NMIMS, SIBM, SCMHRD, MDI, some new IIMs and IITs with a bit of luck and now I am entering one of the top 10 MBA institutes in India. I guess what ends well is okay. some new IIMs and IITs with a bit of luck and now I am entering one of the top 10 MBA institutes in India. I guess what ends well is okay. some new IIMs and IITs with a bit of luck and now I am entering one of the top 10 MBA institutes in India. I guess what ends well is okay. but still I managed to secure the admission in universities like NMIMS, SIBM, SCMHRD, MDI, some new IIM and IIT with a bit of luck and now I am entering one of the top 10 MBA institutes in India. I guess what ends well is okay. some new IIMs and IITs with a bit of luck and now I am entering one of the top 10 MBA institutes in India. I guess what ends well is okay. some new IIMs and IITs with a bit of luck and now I am entering one of the top 10 MBA institutes in India. I guess what ends well is okay. but still I managed to secure the admission in universities like NMIMS, SIBM, SCMHRD, MDI, some new IIM and IIT with a bit of luck and now I am entering one of the top 10 MBA institutes in India. I guess what ends well is okay. some new IIMs and IITs with a bit of luck and now I am entering one of the top 10 MBA institutes in India. I guess what ends well is okay. some new IIMs and IITs with a bit of luck and now I am entering one of the top 10 MBA institutes in India. I guess what ends well is okay. some new IIMs and IITs with a bit of luck and now I am entering one of the top 10 MBA institutes in India. I guess what ends well is okay. some new IIMs and IITs with a bit of luck and now I am entering one of the top 10 MBA institutes in India. I guess what ends well is okay. some new IIMs and IITs with a bit of luck and now I am entering one of the top 10 MBA institutes in India. I guess what ends well is okay. some new IIMs and IITs with a bit of luck and now I am entering one of the top 10 MBA institutes in India. I guess what ends well is okay.

I am not here to make excuses. But before you call me lubber let me tell you one thing. I am the person who can process 30 loans in one day. When I was asked to do KYC, I made approximately 20 thousand KYC in my 6 month tenure, aside from daily tasks (Yes, this is the real no). I faced 4 core audits in 3 years and managed to pull out a 3 scale coin chest branch on trial (where footprint was greater than 500) as an accountant with only 2 employees when my BM was running away from the branch. I guided many of my lotmates through the entire loan process simply over the phone. I never wanted to leave this place, but then I had to because I had no other option. The lease of the house was never sanctioned. Allocations stopped for many months and it was said that you will get this only when you reduce the NPA (even after reducing 20 lakhs of NPA and the NPA for which you weren't even responsible). HR people are mere puppets and good-for-nothing guys. There is unreasonable cross-selling pressure that often forces you not to sell. People who still think I'm a pessimist and exaggerate things should put themselves in my shoes first. I was once an optimistic person who lost hope. I would have become one of the younger executives, but again, at the cost of what? SBI is a wonderful organization and there are thousands of good employees. But it was my bad luck that I mostly met the bad guys ...... and now facing an article ... "SBI Po vacancies with up to 12 lakhs of CTC ....

At SBI, one of the best benefits you get after official confirmation is the License Fee Grant or LFC and the Housing Fee Grant or HFC. I will discuss about them in detail in a short time, but before that, let me tell you, this benefit is available to other banks and even in LIC or RBI, but the difference in the SBI version is that you can travel abroad, which is not permitted. in other institutions.

Now, let's start with the explanations: -

LFC: The license fee grant is a benefit that you can take advantage of in a block of 4 years and should be used to cover your travel expenses, which include

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At SBI, one of the best benefits you get after official confirmation is the License Fee Grant or LFC and the Housing Fee Grant or HFC. I will discuss about them in detail in a short time, but before that, let me tell you, this benefit is available to other banks and even in LIC or RBI, but the difference in the SBI version is that you can travel abroad, which is not permitted. in other institutions.

Now, let's start with the explanations: -

LFC: The exit fee concession is a benefit that you can take advantage of in a block of 4 years and should be used to cover your travel expenses, which includes the cost of travel and accommodation for a distance of 5500 km on one side (this distance is about 3000 km for other banks). An officer can use LFC to travel within the country, as well as use a tortuous route to travel abroad and return.

Now, coming to the monetary part, the LFC is an emolument that is calculated based on the distance traveled by you and the right based on the airfare if you are an officer of Scale 2 and the train fare if you are an officer from Scale 1. The LFC can be claimed for you, your spouse, your children, and your dependent parents as well.

The amount generally varies from place to place, and can range from 1 lakh to 1.2 lakh per head for an officer on scale 2 and from 60k to 80k for an officer on scale 1. I had used my LFC and my wife and I we went to Europe. 8 countries trip that included: Italy, Germany, Austria, Liechtenstein, Belgium, Netherlands, Switzerland and France.

Here are some photos from the wonderful vacation: -

HFC: The HFC is a benefit similar to the LFC in terms of the bank paying your travel expenses to your home and vice versa, and it must be used in a block of two years. If it is not used, the block will move to the next block. The HFC amount is calculated based on the minimum distance from your home to the destination and the flight or train fare for the distance, as the case may be, based on your entitlement. HFC is also a very good payoff, saving you a lot of money on the trip home if your hometown is far away like I am.

Monetarily, the HFC can vary between 10k and 50k depending on the distance between the city of origin and the place of publication. But there is a caveat, the HFC can only be used by someone who does not have a publication in the circle of origin.

Overall, the travel concession policy at SBI is one of the best in the industry and you can create memories with your loved ones, including even your dependent parents. (PS: there is an option to give up your LFC and claim the PL charge, but I don't prefer that as I am a travel enthusiast)

In most cases, yes.

In the 2014 hires, the majority of candidates secured positions in their respective home states.

But, in 2015, something happened with the recruiting people and they started sending out ads to people who were 1000 km from home. Positions in Chennai, Dindigul, Tumkur and Sangli have been allocated to people from Ganganagar (Rajasthan), Jhunjhunu (Rajasthan), Baddi (Himachal Pradesh), Amritsar (Punjab).

Again, in 2016, people posted in their respective home states.

I am looking forward to what SBI does in 2017.

  1. People from Northeast India and East India rarely move west 85 ° West or
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In most cases, yes.

In the 2014 hires, the majority of candidates secured positions in their respective home states.

But, in 2015, something happened with the recruiting people and they started sending out ads to people who were 1000 km from home. Positions in Chennai, Dindigul, Tumkur and Sangli have been allocated to people from Ganganagar (Rajasthan), Jhunjhunu (Rajasthan), Baddi (Himachal Pradesh), Amritsar (Punjab).

Again, in 2016, people posted in their respective home states.

I am looking forward to what SBI does in 2017.

  1. People from Northeast India and East India rarely move west of 85 ° west of Patna. Why? Because they probably won't be able to "adapt" to the culture of North India.
  2. People from South India rarely get positions above 23 ° North. Why? Because they can't speak Hindi.
  3. Recruits from Kerala, Tamil Nadu, Andhra Pradesh and Karnataka result in candidates almost always obtaining their home states. I met a guy from Kerala who was fluent in Malayalam and a little bit of English, but didn't understand a single word of Hindi. He was from kottayam and was stationed in Kochi. During a mock session, I met a girl from Chennai who spoke grammatically incorrect English and fluent Tamil. During the mock session, a boy from Haryana spoke to her in chaste Haryanvi. The girl could only look at his face as he went on and on for 3-4 minutes. That scene made me realize the problem he must have been facing while stationed in Coimbatore. The girl had her post in Chennai. Imagine if the girl had been sent to Rajasthan / Haryana.
  4. Most of India speak and understand Hindi comfortably. So the recruiting people think yeh to kahi bhi adjust kar lega ..
  5. This crazy posting habit results in candidates dropping sbi during the trial period.
  6. Senior SBI commanders continually complain about the lack of officers in the SBI. Arre bhai, kisi ko ghar se 500 km, 700 km, 1000 km during the publication of doge, toh woh toh chhodega organization hello!
  7. Now the girls are coming. If you are a girl, rest assured that you will receive a publication near your home. I know a girl who got a post 5 kms from her house. And there are people who get posting 1500 kms from home. And in the rarest cases, even if you get a position in another state, there will be a direct train line from your duty station to your home and the travel time will be no more than 6 to 7 hours.
  8. On the one hand, they claim the right to equality and on the other hand, you go ahead and give these crazy messages.
  9. Some people might argue that posting in different states is an integral part of the job profile, but my question is why are you biased against men?
  10. It's true that posting in another state means you can learn a new culture and maybe a new language too, but what good is a frustrated employee (staying away from their family)? And to increase your profits, you need happy employees, not frustrated.

PS: Go anonymous for obvious reasons.

The first years are a bit tough for any organization, any sector. Once you start to move up a bit, things are amazing. And I say this based on my experiences in 4 of the largest organizations in India.

Scenario 1- Suppose you become an SBI OP at the age of 24-26 (a large portion of OPs belong to this age group). What is the perspective? By the time you are between 45 and 47 years old, you can be a DJ. A general manager in operations at SBI runs a business of about 25 billion rupees. In other roles as well, your role will be huge as a general manager at SBI.

Scenario 2- Let's say you cracked CAT and entered the first IIM- A /

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The first years are a bit tough for any organization, any sector. Once you start to move up a bit, things are amazing. And I say this based on my experiences in 4 of the largest organizations in India.

Scenario 1- Suppose you become an SBI OP at the age of 24-26 (a large portion of OPs belong to this age group). What is the perspective? By the time you are between 45 and 47 years old, you can be a DJ. A general manager in operations at SBI runs a business of about 25 billion rupees. In other roles as well, your role will be huge as a general manager at SBI.

Scenario 2: Let's say the CAT broke and entered the main IIM-A / B / C and passed out at the same age. 24-26. Find out what the IIM faints are doing at the age of 45-47. Too easy. There may be some of them who would be at the helm of some startups or small organizations. But the scale is unmatched.

SBI gives you all of this just on the basis of passing an exam and an interview. IIM takes exams, interview, rigorous two-year course, huge course fees and expenses.

Thats not all. Once you join the organization, you will learn about career prospects and possibilities here.

Have a good!

PS- I chose to compare SBI to Best School B rather than SBI to SSC CGL and other similar jobs that people go crazy over. Because for me a career is measured by the possibilities of what can be achieved by working hard and with sincerity. These days, people judge a career based on the opportunity it provides to relax or literally not work. So, in a way, people want jobs without jobs. That is the general trend that I see.

Today, after receiving two annual increases of ₹ 980 / - each, I get around 49,000 / - as gross salary and ₹ 41,000 / - as net salary in my salary account.

In addition to salary, I am entitled to a fuel allowance equal to 45 liters of high-octane gasoline. (The volume varies depending on the place of publication and I am in a semi-urban area)

Wherever bank rooms are available, I can stay there or the bank can provide rented accommodation. Here in this semi-urban area, I (on scale 1) am entitled to a lease rent of ₹ 8000 / - pm. For my accommodation. In urban areas like Bhopal I am entitled to ₹ 15000 / -

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Today, after receiving two annual increases of ₹ 980 / - each, I get around 49,000 / - as gross salary and ₹ 41,000 / - as net salary in my salary account.

In addition to salary, I am entitled to a fuel allowance equal to 45 liters of high-octane gasoline. (The volume varies depending on the place of publication and I am in a semi-urban area)

Wherever bank rooms are available, I can stay there or the bank can provide rented accommodation. Here in this semi-urban area, I (on scale 1) am entitled to a lease rent of ₹ 8000 / - pm. For my accommodation. In urban areas like Bhopal I am entitled to ₹ 15000 / - and on a meter it can be as high as ₹ 29500 / - pm. as in the case of Mumbai. This amount is only available at SBI.

I receive ₹ 550 a month for newspapers / magazines.

I am entitled to ₹ 1.2 lakh (scale 1) to purchase furniture and electronic devices for my home. This provision, once taken, can be taken again after the depreciation of the value of the assets purchased.

I earn around ₹ 2000 / - monthly for repairs and cleaning supplies and labor cost etc. for the maintenance of such furniture. At the end of the fiscal year I receive another ₹ 12000 / - as a lump sum for the maintenance of furniture and electronics.

The bank also pays me a sum of ₹ 2500 / - every year to buy utility items like bucket cups etc.

I am entitled to reimbursement of my official mobile phone bills up to a maximum of ₹ 500 + ST. on scale 1.

I am also entitled to a refund of ₹ 600 + ST for the broadband / internet installed at my place of stay.

I am entitled to 100% reimbursement of medical expenses for myself and 75% for my dependents.

I have given almost all the assignments that I am receiving now. You can do the math.

And yes, I forgot to mention the variable incentives that are paid for the cross-selling products of the Bank's sister companies. These incentives are not paid to me in cash or on account. They are credited to a prepaid card, which you can only swipe at POS or use online, as RBI prohibits banks from paying cash incentives to their employees.

PS: These payments and allowances are for the 1 scale officer where a probationary officer joins the bank. Some of it keeps increasing with your climb up the ladder.

I did not clarify the SBI PO, but I can share the time it took me to figure out the IBPS PO. This is my story.

It took me almost 7 to 8 months to pass the bank's PO exam, which I could have done much faster only if I had known the pattern and syllabus in detail. The reason could also be because I had no trading experience and didn't bother to see the full exam pattern. He was also working at the time, so he had comparatively less time for preparation than most students.

Source: Internet

People here will share their time looking for the banking job and various other things, but I'm here to tell you that

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I did not clarify the SBI PO, but I can share the time it took me to figure out the IBPS PO. This is my story.

It took me almost 7 to 8 months to pass the bank's PO exam, which I could have done much faster only if I had known the pattern and syllabus in detail. The reason could also be because I had no trading experience and didn't bother to see the full exam pattern. He was also working at the time, so he had comparatively less time for preparation than most students.

Source: Internet

People here will share their time looking for banking work and various other things, but I'm here to tell you that everyone has their own time. You will achieve everything in your time. So, don't rush and trust the process. I give you 100% and let the universe rest. It will happen.

So, take your time and explore yourself. Find ways to prepare and see how long it takes you to cover the syllabus and practice the questions. Lastly, don't compare anyone's success rate with yours, it won't help you in any way. Trust me!

If you are an average student and want to break it on the first try, I suggest you join some online course, it will give you a boost and help you achieve your dream much faster.

All the best!

  1. I feel recognized. I don't need to explain if it is a Pvt or public sector organization. The recognition of the brand is unmatched in our country.
  2. I feel powerful. Just by meeting my KRAs, I can change lives. Based on my verbal assurances alone, people come back from the branch smiling and, with a couple of hours of work, I can change lives for the better forever.
  3. I feel respected From top entrepreneurs to street vendors, take my words seriously because, to them, I am the face of the State Bank of India.
  4. I feel rich My salary and allowances are enough to pay my bills and save something for my family '
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  1. I feel recognized. I don't need to explain if it is a Pvt or public sector organization. The recognition of the brand is unmatched in our country.
  2. I feel powerful. Just by meeting my KRAs, I can change lives. Based on my verbal assurances alone, people come back from the branch smiling and, with a couple of hours of work, I can change lives for the better forever.
  3. I feel respected From top entrepreneurs to street vendors, take my words seriously because, to them, I am the face of the State Bank of India.
  4. I feel rich My salary and allowances are enough to pay my bills and save something for the future of my family. The bank assures that the rent ceiling is sufficient to afford me a house / flat in a fairly elegant society in which I feel safe and upwardly mobile.
  5. I feel safe. I pay less than half the market rate for my car and I am sure that I will have my own home when I decide and the cost will be much cheaper compared to the market rates. I can get a personal loan in a matter of minutes if necessary. I have a platinum credit card that is free for life. It has all the premium facilities.
  6. I feel stable. I can see and plan my career exactly how I want to at SBI.
  7. I feel my courage. It is a merit-driven organization. One can stand out at the top without a surname or godfather. Promotions are accelerated and exhibitions are consistent.

I feel blissful. It's an amazing organization to work for. There are workplace-related complaints here, but where not? There are people who cry from the first day they join and some even leave, but aren't people even leaving IAS?

There are many positives and negatives to any work profile or organization. The point of view we choose is our prerogative.

Have a good!

  • Before the end of the trial period, which is 2 years, you may be required to carry out any type of banking activity; It can be the clerk or assistant job type. This is done to familiarize them with the various working procedures of the bank.
  • During the trial period, they are trained to have practical knowledge in finance, accounting, marketing, billing and investing. This is done by entrusting them with jobs of various categories, viz. any of the routine work such as posting, posting, account preparation, etc.
  • After successfully completing the trial period p
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  • Before the end of the trial period, which is 2 years, you may be required to carry out any type of banking activity; It can be the clerk or assistant job type. This is done to familiarize them with the various working procedures of the bank.
  • During the trial period, they are trained to have practical knowledge in finance, accounting, marketing, billing and investing. This is done by entrusting them with jobs of various categories, viz. any of the routine work such as posting, posting, account preparation, etc.
  • After successful completion of the trial period, he is assigned to any bank branch as an assistant to the bank manager to handle the jobs on the daily transactions of the clients, viz. writing a check, issuing money orders, managing cash, etc.
  • You have to work to increase the banking business. cash flow management, loans and mortgages and finances.
  • Another PO responsibility is working as a public relations officer, handling customer complaints, and addressing various customer-related issues such as account discrepancies, rectification of improper charges, and complaints related to services provided by the bank. .
  • Once you acclimate to the banking environment and gain sufficient experience in the bank's work procedures, based on your personal skills and abilities, you can be assigned a more responsible job, viz. planning, budgeting, marketing, loan processing and approval, investment management, etc.
  • The work of a bank purchase order also includes management tasks, such as supervising administrative work, making decisions for the benefit of the bank, managing the cash balance, etc.
  • PO has to verify all the work done by the bank clerk. All bank transactions involve the role of brand and verifier. For example, in cash transactions, if the employee is the creator, the purchase order is the verifier; in the case of loans, he / she is usually the originator and the bank manager is the verifier. The responsibility for losses rests with the verifier.
  • He / she takes care of the loan-related documents and conducts an on-site visit of the borrowing parties when necessary.
  • A purchase order from a bank issues ATM cards, check stubs, demand drafts, etc.
  • It is envisaged that a PO should be aware of all the latest developments of the bank. They should read all the circulars and know all the decisions made by the bank's management.

The career growth prospect of a banking PO is very high compared to other government jobs. Depending on your skills and performances, you can quickly climb the ladder and reach high-level banking positions in your area. All that is required on your part is strong determination and good preparation, so that you can successfully pass the bank's PO exam and interview. Many people aspire to become bank POs, because this job promises high career growth. This job basically consists of supervising office work and work to increase the business of banks by implementing better services.

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