I have 6 years of IT experience. Is it worth joining SBI as a deputy director (systems officer) leaving the 15 LPA pack? What are the growth opportunities for this role like?

Updated on : December 3, 2021 by Thomas Grant



I have 6 years of IT experience. Is it worth joining SBI as a deputy director (systems officer) leaving the 15 LPA pack? What are the growth opportunities for this role like?

Hello there,

If you are just looking for job security, definitely join SBI. If you're looking for other aspects, joining the IT flow may not be a good fit. Career progression is more important if you like banking in general. The work is mainly on the support side and is more back office work.

As for the type of work, it depends solely on luck. It would be extremely lukc if I landed in a development role or an analytics role. If you want a career in IT, continue with your current job and try to get better opportunities in the private space. If you want to advance in your career

Keep reading

Hello there,

If you are just looking for job security, definitely join SBI. If you're looking for other aspects, joining the IT flow may not be a good fit. Career progression is more important if you like banking in general. The work is mainly on the support side and is more back office work.

As for the type of work, it depends solely on luck. It would be extremely lukc if I landed in a development role or an analytics role. If you want a career in IT, continue with your current job and try to get better opportunities in the private space. If you want to advance your career in banking, join SBI.

If you are one of the average IT engineers, you better join SBI and ditch the IT work. If you are exceptionally smart, hardworking, tech-savvy, you love coding, designing, developing, have an entrepreneurial mindset, are capable of taking risks, know how to keep managers, etc., then you can continue at the job of TI until you reach 35 or 40 years. years of age or being fired by the company or whatever happens sooner!

Let's compare the IT officer of the bank with the IT employee of the private sector on the following points:

1. Salary and monetary benefits

Bank: The basic salary for a Scale I officer in the bank is Rs. 23,700. Suppose 50% DA and other allowances (gasoline, mobile, newspaper, cleaning job, city compensation, special allowance etc), your disposable salary will be around Rs. 37,000. You will make a contribution to PF (10% of Basic) and NPS (10% of Basic + DA) and the Bank will contribute the same amount, which will make your monthly savings around Rs. 12,000. Most of the IT officers are assigned to Navi Mumbai, where they obtain the licenses.

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Let's compare the IT officer of the bank with the IT employee of the private sector on the following points:

1. Salary and monetary benefits

Bank: The basic salary for a Scale I officer in the bank is Rs. 23,700. Suppose 50% DA and other allowances (gasoline, mobile, newspaper, cleaning job, city compensation, special allowance etc), your disposable salary will be around Rs. 37,000. You will make a contribution to PF (10% of Basic) and NPS (10% of Basic + DA) and the Bank will contribute the same amount, which will make your monthly savings around Rs. 12,000. Most of the IT officers are located in Navi Mumbai where they get the rented accommodation of Rs. 29,500. Apart from this monthly payment, you will be compensated with Rs. 30,000 throughout the year on account of various benefits. This will make your monthly salary around Rs. 80,000. In addition, since your salary in hand is lower, you will enjoy the tax benefits. What's more,

Private: Leaving some exceptions from top-tier universities (IIT / NIT) and those working outside of India, an entry-level employee will earn from Rs. 30,000 to few lakhs. There is a large variation in salary based on your skill set. Also, many companies have different policies for employee pay benefits.

Winner-Tie (since most IT employees are working in service companies)

2. Increases and promotion

Bank: For a scale one officer there is an annual increase of Rs. 980, quarterly increase in DA as per government regulations, 5 annual salary settlement (similar to central government employee pay commission). Promotions are time-limited and the proportion of staff members appearing and those receiving promotions is minimal.

Private - In the private IT sector, both growth and promotion depend on your skill set. I have seen people double their salary and get promoted in one year.

Winner: IT private sector (must always be competitive all the time)

3. Occupational safety

Bank: Bank wies will never fire you (except in extremely rare cases)

Private: We all hear the stories of how the organization can lay off its employees with just one phone call telling them not to come to the office starting tomorrow. No IT company is an exception to this.

Winner - Bank

4. Home loan benefits

Bank: A Bank employees obtain all loans (house, car, personal) at a reduced rate on a simple interest basis. Ex. A bank official will pay Rs. 40 Lakh as interest on a home loan of Rs. 60 Lakh for 30 years. Also, the officer can take advantage of the mortgage loan twice during his service.

Private - With a similar example, the IT employee would have to pay Rs. 80 Lakh as interest.

Winner - Bank

5. Medical benefits

Bank: As such, there is no limit on medical expenses you incur until justifiable. You will not lose your job even if you take a medical leave for months.

Private: You will not get both benefits.

Winner - Bank

6. Holidays and leaves

Bank: You are entitled to about 60 leaves, including earned, occasional and sick leave for one year. And, actually, you don't have to fight to get them sanctioned. This is in addition to all the red marks on the calendar. Also, you can take advantage of the benefits of HTC and LFC where people have made world tours through it.

Private: I have seen people struggle to get permits even for their own marriage.

Winner - Bank

7. Respect in society and public connections

Bank: Everyone in your hometown will see you as one of the respected gentlemen in society. If you are in any part of the country or abroad and you have problems, just walk into one of the branches and they will help you.

Private - Most of the time, they don't even know the company we work for. It's just an IT name to them.

Winner - Bank

8. Working pressure

Bank: In any organization, whether private or government, you have to complete the task that is assigned to you, but the pressure of work in the Bank is not that fierce competition. You can take a lot of time for your personal hobbies or travel. Office hours are from 10.30 am to 6.30 pm. No laptop will be given to you, so you will not be able to work from home or after office hours. Even if you are assigned to a project for which you have to stay late at the office, it will be temporary and ad hoc.

Private - Even if you're on leave, they'll make sure you're connected by phone and always working to meet deadlines.

Winner - Bank

9. Work culture

Bank: The work culture appears to be unprofessional and slow due to the large amount of paperwork. English is not a common language. Sometimes the discussion with the boss also gets personal.

Private: he is very professional.

Winner - Private IT Sector

10. Job satisfaction

Bank: IT providers do most of the work in the bank and their role is managerial. If you are talented enough to initiate internal development, you will be appreciated like anything else. There is a lot of scope in the Bank for the implementation of new ideas, you will be supported with time, money, manpower, training (inside or outside India) for them. But, you need to take initiatives to get a good job in the bank for self-satisfaction, otherwise you will end up losing motivation.

Private: It's a challenging job and fierce competition. Sometimes there are too many challenges that make you give up. If you are a workaholic, this will surely come in handy for you, but it will start to show effects in your personal and family life.

Winner: IT private sector (only if you are satisfied with your current private job and see a concrete future until retirement)

11. Place of publication

Bank: Currently the Bank's IT sectors are only in Navi Mumbai and I have seen people join and leave the same place.

Private: People keep moving from one metropolitan city to another, even within the city from one corner to another. This makes the education of your partner and your children very difficult.

Winner - Bank

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I hope you are now equipped with more data to make your decision. If you still need more information, feel free to send me a message.

I started my career at SBI, and now after my MBA, I joined Deloitte first and now I'm at Societe Generale. Yes, these are "IT" jobs, but I don't code or classify. I use tools like advanced Excel, I use SQL for databases, I use Visio for diagrams, PowerPoint, etc. As for your question, it is all my experience. I'm not going to preach pros and cons, just state my views.

  1. I think I have taken the right step by leaving SBI. Currently, my work-life balance is better than SBI. At SBI, I had to constantly work during customer service hours, which I think everyone will agree with. Here I am a
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I started my career at SBI, and now after my MBA, I joined Deloitte first and now I'm at Societe Generale. Yes, these are "IT" jobs, but I don't code or classify. I use tools like advanced Excel, I use SQL for databases, I use Visio for diagrams, PowerPoint, etc. As for your question, it is all my experience. I'm not going to preach pros and cons, just state my views.

  1. I think I have taken the right step by leaving SBI. Currently, my work-life balance is better than SBI. At SBI, I had to constantly work during customer service hours, which I think everyone will agree with. Here, I can handle little breaks in between and this comforts me. Also, weekends are weekends here, and not like the Bank, where the head office suddenly asks to go to recoveries, campaigns, etc. the holidays.
  2. My new professional life is slowly helping me to acquire the skills of modern industry. Frankly, the only skill bank it gives us is with respect to talking to people. That's an important skill, but we lose significant time learning the modern IT tools that are becoming increasingly relevant. Also, talking to Indian clients is quite different than talking to clients here. So banking skill is not always helpful here.
  3. My gross and net income is more than my colleagues at SBI, and currently includes the rental benefit. My colleagues are Scale-3 at SBI. I also have the ambition to increase my income by 40% next year, if all goes well, like the interview process, etc. It is possible because several of my MBA colleagues are earning 40% more than I am. They joined before Covid. At the bank, as you know, the liquidation process is over and will not arrive until 2025.
  4. Going abroad is also an incentive here.
  5. Another benefit is that I can live with my spouse, who is an architect-level coder. At the bank, I know that many colleagues had to take long trips during the holidays to meet their families, since they used to live in the cities. I was posted to Maharashtra. The best thing my spouse could do was work in Pune. But now that we can both live in Bangalore, she can earn a much higher salary. Currently, she earns 50% more than me. If she were in a bank, she would have to impose limitations on herself.
  6. Now I can have a much better social life. I can go with my friends to the party, the office culture is much better, etc. At SBI, he used to spend the weekends alone.

This is my experience. I have given other answers on my account comparing bank to IT. Here I am not comparing, but simply recounting my experience. For comparison, look at my other answers.

Thanks for the A2A.

Specialist officers are technicians hired by banks to perform basic technology work. Some of the categories in which people are hired are:

1. Electrical engineers
2. Mechanical engineers
3. Computer / systems engineers
4. Legal
department 5. Language departments

Recruitment for these departments is also done separately because the conventional hiring scheme for banks looks at all grades equally. But these currents need specialization in the corresponding subjects and, in some cases, experience.

However, even during the normal hiring process, if you show interest in the special

Keep reading

Thanks for the A2A.

Specialist officers are technicians hired by banks to perform basic technology work. Some of the categories in which people are hired are:

1. Electrical engineers
2. Mechanical engineers
3. Computer / systems engineers
4. Legal
department 5. Language departments

Recruitment for these departments is also done separately because the conventional hiring scheme for banks looks at all grades equally. But these currents need specialization in the corresponding subjects and, in some cases, experience.

However, even during the normal hiring process, if you show an interest in the specialist officer cadre and have the necessary skills, I have heard that it is possible to move.

Now to move on to the second part of your question:

What does a specialist officer (systems) do?
He or she is responsible for maintaining the bank's IT infrastructure. Includes responsibilities:

1. Network activity monitoring
2. PC troubleshooting
3. Windows installation, formatting and troubleshooting
4. Server maintenance.
5. Maintenance of ATMs.
6. Troubleshooting proprietary software.
etc

You are basically the system administrator / IT manager for the branch you work for. The growth prospects in this cadre are very good compared to the normal officers cadre. Mainly because, if it is not treated properly, the people who work in this box leave in search of better opportunities (the opportunities are widely available due to the rise of the information technology sector in India). So they receive faster promotions. The stress level is also slightly lower because you are not handling cash directly.

But you may sometimes get calls during the night to come fix something. But this happens very rarely from what I've heard.

All other benefits and perks are the same as for the officer cadre. The rented accommodation depends on the bank's policy. If the bank provides rented accommodation to its officers, you will also get it. Most of the public sector and older generation private banks (Federal Bank, Vijay Bank, etc.) offer this. The next-gen banks (ICICI and HDFC) don't, at least from what I've heard.

Dad works in a bank. This is how I know all this.

I hope this helps.

I suppose you are working in a multinational company and you want to know if it would be worth it to quit your job, right? To be honest, it is not easy to answer this question because it depends on what your priorities are. but I will try.

I didn't work for a multinational before I joined the bank, but almost 60-70% of the people who joined the bank with me have experience. They have worked in companies such as TCS, Wipro, Cognizant, IBM, Practo, HCL, Infosys, Capgemini, Samsung, etc. The average experience is around 2 years. Some of them have 4-5 years of experience. So I speak on their behalf as they don't write answers on Quo.

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I suppose you are working in a multinational company and you want to know if it would be worth it to quit your job, right? To be honest, it is not easy to answer this question because it depends on what your priorities are. but I will try.

I didn't work for a multinational before I joined the bank, but almost 60-70% of the people who joined the bank with me have experience. They have worked in companies such as TCS, Wipro, Cognizant, IBM, Practo, HCL, Infosys, Capgemini, Samsung, etc. The average experience is around 2 years. Some of them have 4-5 years of experience. So I speak on their behalf as they don't write answers on Quora.

I asked my seasoned friends if they were satisfied with this job and what they liked and didn't like best. They told me that the working hours are better than those of private companies. They are happy to have to serve Bank 10–6. Some of them have shifts but can easily manage them. They told me that they used to work 10-12 hours a day and sometimes even on Sundays. So if you want peace of mind, you can join the Bank.

As for salary, they expected more. I mean the salary is not bad. The available component is about 4.5–5 LPA, including allowances. But if you consider all the facilities and benefits and become a CTC, it will be around 8LPA. Most private companies show their salaries in terms of CTC. Therefore, if your CTC is less than 5–6 LPA, you can join the Bank. But in the long run, private jobs will pay much more. If you want money, banks are not for you.

They are happy that they can have some free time for themselves that they can use to study or do whatever they want.

They are equally happy and sad to be called Officer. In private companies they used to call everyone by name (that's what they told me). Here, they have to call everyone sir (our elders) but the good thing is that our subordinates call us sir. So it's like giving respect, having respect.

One thing they hate is that we don't follow the culture of multinationals, that is, there are no team outings and team lunches and things like that. If you can't live without those parties and outings, Bank is not for you. But it's a bonus for introverts like me who hate parties.

There is one more thing that most hate. If you join a large bank and show up in the Data Center, there is little chance of getting your home status. Most of them wanted to live in their home state. So if living close to your home is your priority, pray to God to get you home. If you live in Delhi and Mumbai then you are very lucky, trust me.

Hope this helps you make up your mind. I suggest you write the exam first and then decide if you want to register or not. Most of these things depend on the bank. So what applies to one bank may not apply to another bank. Anyway, good luck.

UPDATE: It all depends on your Manager. If your Manager is good, you will enjoy it. if it is a monster, you will suffer no matter what organization you are in.

Well, to start with, let me clarify that even technical officers are probationary officers at any given time. The real differentiation is between the generalist cadre and the specialist cadre.

Now moving on to the next part, on the specialist cadre. The available roles are mainly in these areas:

  1. THAT
  2. Technical
  3. Law
  4. Credit
  5. Economist in Selective Organizations)
  6. HR (again in selective organizations)

Now, if you are eligible in these boxes, you can be selected as a Specialist Officer in a Bank. In addition to others who have mentioned their opinions, let me give you a different perspective. Imagine doing the same task

Keep reading

Well, to start with, let me clarify that even technical officers are probationary officers at any given time. The real differentiation is between the generalist cadre and the specialist cadre.

Now moving on to the next part, on the specialist cadre. The available roles are mainly in these areas:

  1. THAT
  2. Technical
  3. Law
  4. Credit
  5. Economist in Selective Organizations)
  6. HR (again in selective organizations)

Now, if you are eligible in these boxes, you can be selected as a Specialist Officer in a Bank. In addition to others who have mentioned their opinions, let me give you a different perspective. Imagine doing the same task over the years, on repeat. That is generally the case with most cadres of specialists, unless you are a credit specialist (because the job profiles of loan officers in banks are diverse and broad). Another thing, vertical promotions in specialized cadres are very slow due to limited vacancies. Therefore, it will likely take you 15 years to become a Scale III, while the Generalist Cadre Officers in your group could be one or two ahead in this case.

However, the risk factor is significantly reduced for specialist officers (of course, loan officers are the exception). As a generalist officer, you need to be a little more than Jack of all Trades and gain experience in customer service and dealing with difficult people and situations. If you see the bright side of this, you hone your communication skills and also impart managerial acumen, while also enhancing your exposure in the banking arena. This is a big difference between specialized and general cadres.

Yes, in a specialist cadre, you will only be transferred within the main cities. However, you will spend most of your office time within the four walls of an office with the same people (whether you like them or not) doing mundane jobs. Even when you are employed as a specialist officer, the amount of your undergraduate / graduate specialization that you can implement in your job will be limited. On the other hand, General Staff Officers are better trained to handle various managerial profiles due to exposure to actual Banking Operations in cities of different cadres and interactions with various people across the country.

Keep in mind that if you are a mechanical engineer, you will have value in a mechanical engineering-intensive organization, or if you are a software engineer, in a software company. Similar is the case of PSBs. If you are a banker in the Generalist Table, you are an important part of the Banking Machinery.

It's pretty clear that writing this anonymously at 2am means that I am an IT officer and have night shifts. Yes, if you have decided that the most comfortable job in banking is that of a specialist officer and that also IT, and believe me, you will be told everywhere; the current stage is in the abyss.

Since the new notification is available for OS 2019, it's time to shed some real light on it.

Some of the things may be known and some may not. I will try to list them all

# 1. Most of the posting location on PSBs will be at the data center, disaster recovery site, local central office, or wo

Keep reading

It's pretty clear that writing this anonymously at 2am means that I am an IT officer and have night shifts. Yes, if you have decided that the most comfortable job in banking is that of a specialist officer and that also IT, and believe me, you will be told everywhere; the current stage is in the abyss.

Since the new notification is available for OS 2019, it's time to shed some real light on it.

Some of the things may be known and some may not. I will try to list them all

# 1. Generally, the place of publication in PSBs will be at the data center, disaster recovery site, local central office, or worst case regional or even branch offices of Scale 5.

# 2. Before joining any PSB, always check the amount of rented house that the bank is authorizing. SBI is the leader in almost all cases, giving close to 30:00 in Mumbai, Canara Bank gives close to 22,000 and on the other hand the Union Bank of India gives barely 15,000 hours. This will be a very crucial decision when opting for banks and trying to avoid such bank giving less than 20,000 in Mumbai.

# 3. Be prepared to work shifts like in DC and DR. The only advantage here will be the assignment per shift and the exact duration of the job.

Now, regarding shift allocation, SBI gives 500 a day to come in shifts, and other banks that have the same amount of pressure give extremely less. Union Bank gives 150 per day for shift allocation and few RRBs come close to 70. Almost 15 days minimum will be evening or night shift. So working at SBI will give 7500 extra and UBI only 2250. Remember that the amount of work will be more or less the same; or even more so in other PSBs due to operational limitations.

# 4. Working as an IT officer will be like a call center; where emails, calls and seniors will catch you every minute. Few departments will have the benefits like NEFT, antivirus, security, but these good departments will not be given initially as the reason will be quite clear by now.

# 5. SBI is generally vendor dependent, which means bank personnel will be on the monitoring side. This means a comparatively less workload for employees. Other PSBs, like Union Bank, are more reliant on staff, which is actually good policy, but the role of staff has increased enormously and will have the same pay scale as other banks.

# 6. I have seen many people, including myself, who left a government job with a decent salary for the desire to be an IT officer and it turns out to be a total failure. If you are in IT company or PO or clerk in any bank, please avoid this position at all costs except for IT officer of State Bank of India and Rajbhasha Adhikari of all PSBs.

# 7. Always see where the data center and DR site is as SBI has DC in Belapur which is relatively cheap for the standard of living. With 30k as a rented house, you can get a 3BHK in kharghar just 2km away. Similarly Union Bank of India has DC in Powai and with 15000 as a rented home, you will get a decent 1BHK if you manage to live at least 15kms away. Since you don't want 2 hours a day traveling well.

# 8. Staff Rooms - Many banks offer staff rooms that are relatively close to the bank. SBI has a staff room at various locations in Mumbai, the closest to DC will be at Nerul station, and you will get the apartment easily, as many places are left vacant due to the large number of rentals offered by the bank. Union Bank of India, on the other hand, has an internal policy whereby you will only get staff rooms for singles accommodation (2BHK will be shared among 4 people) as they have quite a few rooms.

# 9. Promotion: the number of positions will be limited here and the possibilities for promotion are also very low here compared to general bank officers. No incentive will be paid in SO, so money will always be an issue.

PS: I am reiterating this fact, no one will say the real condition as if they were saying, the abyss in which they are working will be revealed and the glory that these people show to the world will be revealed in the facts.

AVOID OPTING FOR AN OFFICIAL POSITION IN THE PSB, ESPECIALLY IN THE BANKS MENTIONED ABOVE.

If you are dealing with unemployment, you probably don't have a choice, I understand, but if there is only one option left, go for that one, but not this one.

There are many other reasons that lousy employment policies will reveal in this article. And as I joined in on this, I couldn't find a single real person who would speak this naked truth.

After joining, many people started saying why you joined this post, but no one had the courtesy to point it out beforehand.

Hope this post helps some of you make wrong career choices.

It depends on the type of Department and the Office to which it is assigned.

For me, I have been posted to GITC. I can only speak of work done at GITC. I have no idea who are working on LHO / ZO / RBO, etc.

Jobs related to ADS monitoring, Antivirus, Windows Patch Management, etc. and sometimes minor development is requested ranging from modifying a website to developing a desktop application.

About my friends, some of them only work on the MS-Office suite. Some of them are doing minor application development, while others are learning how to manage resources at SBI.

It depends on what you mean by IT specialist and your personality type.

If you enjoy a job where you are expected to have great knowledge of everything, you rarely get complimented on your work and you love that your colleagues treat you like shit for the mistakes they made, stay where you are because you have found the job of your dreams. .

Let's put it this way: I have a friend who is very technical and has the personality and temperament to be an IT specialist. He has told me that he never will for the reasons I mentioned. He doesn't want to be mistreated.

Different strokes for different people.

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It depends on what you mean by IT specialist and your personality type.

If you enjoy a job where you are expected to have great knowledge of everything, you rarely get complimented on your work and you love that your colleagues treat you like shit for the mistakes they made, stay where you are because you have found the job of your dreams. .

Let's put it this way: I have a friend who is very technical and has the personality and temperament to be an IT specialist. He has told me that he never will for the reasons I mentioned. He doesn't want to be mistreated.

Different strokes for different people I guess.

Hello there,

As already mentioned in the other answers, the salary of an officer depends on several aspects. Be it age, length of service, additional qualifications acquired, etc.

For a PO rising to scale2 with one year of experience as a scale2 officer, you will receive the salary listed below.

With Smart Compensation Package (all allowances are included on pay stub only): 74k to take home.

With normal package (allowances will be charged separately) - 54k to take home.

So it depends from person to person. After all, whatever the additional income is for the SCP employee, it is equally claimed by the person with a normal p.

Keep reading

Hello there,

As already mentioned in the other answers, the salary of an officer depends on several aspects. Be it age, length of service, additional qualifications acquired, etc.

For a PO rising to scale2 with one year of experience as a scale2 officer, you will receive the salary listed below.

With Smart Compensation Package (all allowances are included on pay stub only): 74k to take home.

With normal package (allowances will be charged separately) - 54k to take home.

So it depends from person to person. After all, whatever additional income there is for the SCP employee is still claimed by the person with a normal package in the form of refunds.

Gasoline, newspapers, maid, cleaning supplies, mobile bill, all together it will be around 9000 pm. M.

Entertainment expenses will be 28,000 per year.

Accommodation leased from 9000 per month

Several extra benefits in our day to day.

You can also search all sbi staff salaries in one place, just google, there will be a link provided by sbi for that.

I hope that helps. Thanks.

A2A. Minimum 2 years. A score of 750/1000 in the 2 years of his probation confirms him as an assistant principal.

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