Can I finance my tuition fees in Canada for the second year by doing a part-time job?

Updated on : December 3, 2021 by Ryan Thomas



Can I finance my tuition fees in Canada for the second year by doing a part-time job?

Well, I am an international student currently studying in Canada (Ontario). As I am from India, it was a great investment of money for me to come here.

Let's do the math. (CD = Canadian dollar)

My college fees for 1 year were 9.5 lakh (17k CD)

1 year advance expense deposit was 5.5 lakh (10k CD)

Consulting and other expenses were 2.5lakh (5k CD)

So it was an investment of 17.5 lakhs (32k CD) in Indian rupees that I made for 1 year.

After being in Canada, the first 2 months I adjusted to the situation and got a part-time job. Well, I got it, it was 20 hours a week with 14 CDs / hour. And there were cash jobs that I also do 12 hours / week.

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Well, I am an international student currently studying in Canada (Ontario). As I am from India, it was a great investment of money for me to come here.

Let's do the math. (CD = Canadian dollar)

My college fees for 1 year were 9.5 lakh (17k CD)

1 year advance expense deposit was 5.5 lakh (10k CD)

Consulting and other expenses were 2.5lakh (5k CD)

So it was an investment of 17.5 lakhs (32k CD) in Indian rupees that I made for 1 year.

After being in Canada, the first 2 months I adjusted to the situation and got a part-time job. Well, I got it, it was 20 hours a week with 14 CDs / hour. And there were cash jobs that I also do 12 hours a week. total of 30 hours per week and 120 hours per month.

Well, I earned 1800 CD (1 lakh) a month in my semesters and 3200 CD (2 lakh) in holidays, so a year is 2 semesters of 4 months and 2 holidays of 2 months, and I earned 16 lakhs (29k CD) Indian rupee per year.

For 1 year, all my expenses were prepaid and I paid the 2nd year fee and 1 year expense fee from my savings, but I still had a balance of 1 lakh (1800 CD) in Indian rupees.

So the answer was yes and if I had made it hell, you can too.

If you are a national student, then yes, you can finance your tuition fees as long as you already have some savings before the quarter starts and you have a part-time job with good hours.

If you are an international student, well, don't think about it too much. With high international tuition rates and limited hours you can work per week (20 per week for a full-time semester), you should feel lucky if you can get some Canadian work experience without spending so much money from your parents on partially covering your own living expenses.

Yes! you can

Generally, the student pays his initial fees through the help of his parents, that is, the first semester fees directly from India at the time of file submission, but later on, the following semester fees fix it by your account. Yes! Being an international student you have to fight a lot and take turns for so many hours. But this fight is worth it and this feeling of paying the fees on your own is so good.

Have a solid network. That will help you :)

You can work 20 hours a week. Suppose a conservative $ 6000 per year for average tuition and international tuition is on average 2.5 times higher, so

$ 6000 x 2.5 = $ 15000

$ 15000/52 = $ 288 per week / 20 hours per week = $ 14.40 per hour

So it depends if you can find a 20-hour-a-week job that pays $ 14.40 per hour or more.

By the way, how are you eating?

It is quite difficult, but it is possible to finance at least one semester part-time as it will save your GIC money. In this case, you should soon get a part-time job. Do not work more than 20 hours a week as an international student and you are also eligible to start work only after your classes start.

It is possible but you should not count on it.

A reasonable student budget for living expenses starts at $ 2,500 CAD per month. You could live on less, but most people just won't.

As for college fees, this is tricky. As an international student, you will have to pay a hefty tuition of over $ 20 kCAD a year, far more than any typical student job. However, after 1 year of residing in Canada, you will be able to apply for permanent resident and, once you are, you will be allowed the following:

  1. tuition reimbursement that exceeds the local student level. This means t
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It is possible but you should not count on it.

A reasonable student budget for living expenses starts at $ 2,500 CAD per month. You could live on less, but most people just won't.

As for college fees, this is tricky. As an international student, you will have to pay a hefty tuition of over $ 20 kCAD a year, far more than any typical student job. However, after 1 year of residing in Canada, you will be able to apply for permanent resident and, once you are, you will be allowed the following:

  1. tuition reimbursement that exceeds the local student level. This means that the university will pay you back a ton of money.
  2. Your tuition will be fully deductible from your tax returns after graduation, as long as you remain working in Canada.
  3. You will be eligible for the loan and scholarship program. This means that the government will give you between $ 5 and 10 kUSD per year (depending on your choice of studies) and will forgive you half of the total owed once you graduate; the remainder will be paid over 10 years with minimal interest, as long as you remain working in Canada.

This means that to enjoy these great benefits, you will have to pay a lot of money up front and work very hard for the first 1-2 years. From then on, it will go downhill.

Most student jobs are for a minimum wage, which is $ 11 per hour. As an international student, you will be allowed to work 15 hours a week, which will give you much more than the minimum necessary for living expenses, but not enough to cover international student tuition and other university expenses. (See the Canadian Department of Immigration website for the most up-to-date working hour limit - my information is old.) Also, you will find a job that can accommodate strange student schedules that are hard to find.

In any case, most students find it impossible to work so many hours while still performing decently in college. Many others simply will not work as hard because they prefer to do something different with their free time.

I will share my personal experience. I am an international student in Canada. I work part time at Walmart. According to the rules:

  1. International students can work 20 hours a week during their classes.
  2. Full time during summers and winter break.

Earnings: I make about $ 11 / hour and I am currently working full time because it is my summer vacation. I generally earn around $ 1,400 a month during the summers and around $ 500 a month during my classes.

Expenses: I currently live off campus and the total cost of the stay is around $ 450 (house rent) + $ 160 (food) + $ 80 (extras) = ​​$ 690 / month

So, Income> cost of food

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I will share my personal experience. I am an international student in Canada. I work part time at Walmart. According to the rules:

  1. International students can work 20 hours a week during their classes.
  2. Full time during summers and winter break.

Earnings: I make about $ 11 / hour and I am currently working full time because it is my summer vacation. I generally earn around $ 1,400 a month during the summers and around $ 500 a month during my classes.

Expenses: I currently live off campus and the total cost of the stay is around $ 450 (house rent) + $ 160 (food) + $ 80 (extras) = ​​$ 690 / month

So, Income> cost of food + cost of stay

Enrollment:

Tuition cost can vary across colleges, if you are at an affordable college whose tuition is not high then it is possible to do so. But if you plan to go to a university whose tuition is around $ 25,000 or more. So it is almost impossible.

If you feel that it is difficult to pay a huge tuition, I suggest you apply to affordable universities. There are many universities in Canada that are affordable even for international students.

  1. Memorial University: Memorial University is at the top of affordable colleges with a good ranking. It is quite good and it is located in San Juan, which is not an expensive city.

The memorial tuition is $ 11,000 / year and the cost to stay on campus is around 4,500 / semester, which includes food and accommodation.

Some cheap universities in Canada are: Brandon University, Canadian Mennonite University, South Alberta Institute of Technology, Kings University College, Concordia University of Edmunton. You can apply in one of them.

Please don't think that these universities are not good because they are cheap, they are funded by the government. They are pretty good too

Note: I also have a youtube channel. If you plan to come to Canada, you can check my channel. I upload many important videos for international students that will help you ease the process of studying abroad. Please check my channel once. Here is the link: https://www.youtube.com/channel/UCjYFA8kCC2HATu9U25ySBcw/videos

The best thing about Canada is that it allows all full-time international students to work 20 hours a week; You can work part-time jobs during your semesters and you can also work full-time during your summer and winter vacations. I don't have any personal experience in the Canadian workforce, but my friends did some part-time jobs while studying and it took them at least a month or two to get the job, so don't be discouraged if it takes longer.

You can easily find jobs as a waiter and dishwasher (extremely common but super hectic and demanding), customer service representative, delivery p

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The best thing about Canada is that it allows all full-time international students to work 20 hours a week; You can work part-time jobs during your semesters and you can also work full-time during your summer and winter vacations. I don't have any personal experience in the Canadian workforce, but my friends did some part-time jobs while studying and it took them at least a month or two to get the job, so don't be discouraged if it takes longer.

You can easily find jobs as a waiter and dishwasher (extremely common but very hectic and demanding), customer service representative, deliveryman, grocer, etc. You can also look for jobs on campus as a research assistant that will be great for your resume. The minimum wage is between $ 11 / hour and $ 15 / hour, depending on the province you are in. How quickly you will get a job depends on several things:

  • Past work experience will increase your chances.
  • Soft skills, like interview skills, are very important when applying for part-time positions.
  • Your language skills will greatly increase your chances; if you are bilingual and know French, English or both well.
  • The province matters a lot; if it is a big city, the job options are greater and so are your possibilities.

Who can work?

  • A full-time student enrolled in a recognized institution.
  • International students need a valid student permit to work on campus and off campus
  • The duration of the program must be more than 6 months.
  • International students cannot work more than 20 hours a week during the academic semester.

I suggest you look for part-time positions that add to your resume and work experience in Canada will really help you in the future if you want to apply for permanent residence in the country. I found this useful article on studying and working in Canada that you can read to find out more:

Study in Canada Definitive 2021 Guide for Indian Students What are the requirements to study in Canada? What is the age limit for the Canadian student visa? Which Canadian city is better to study? Https: //leverageedu.com/blog/study-in-canada/

As an international student, I can understand your frustration when you read the other answers. But they are not wrong. It is almost impossible to pay tuition by working part time. I'm not sure if you know, but as an international student, in addition to the off-campus work hour limit, there is no limit on work hours when you work on campus.

Even when you combine your salary from part-time and full-time employment, you would still be a long way from fully paying your tuition without some type of loan.


As a personal excerpt, I worked full time as a cooperative student from May 19 to December 19, but

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As an international student, I can understand your frustration when you read the other answers. But they are not wrong. It is almost impossible to pay tuition by working part time. I'm not sure if you know, but as an international student, in addition to the off-campus work hour limit, there is no limit on work hours when you work on campus.

Even when you combine your salary from part-time and full-time employment, you would still be a long way from fully paying your tuition without some type of loan.


As a personal statement, I worked full time as a cooperative student from May 19 to December 19, but my savings were as far from the actual tuition amount as before.

I would be lying if I said that I do not want to pay my tuition through work without having to rely on tangible monetary sources. Having lived here for about two years, I realized that I did not take into account the miscellaneous expenses that allowed me to stay afloat. Rent, food, travel, leisure expenses are those various expenses that will be covered with the work you do along with your studies. Your tuition expenses, not so much.


Another possible scenario to watch out for is your focus drifting from school to work. Believe me, you would be under a lot more mental pressure with assignments, group meetings, readings, and classes that, at some point, you would have to take a call between your work and your study. At that stage, you must remind yourself why you came to Canada. Do your assignments, rush to your degree, and then do whatever you want to do.

In 2020 and 2021, in theory, you could earn enough for living expenses. But nothing towards the license plate

But keep in mind that due to the economic recession caused by the pandemic, Canada has millions of unemployed and the unemployed have taken all the jobs that students used to get.

There is no way to study in Canada or the United States without your family paying between 2/3 and the entire cost.

The cruel truth is that the international study is for the children of well-to-do families who can easily afford the cost.

If it were possible to study here and earn enough money here to pay the full cost,

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In 2020 and 2021, in theory, you could earn enough for living expenses. But nothing towards the license plate

But keep in mind that due to the economic recession caused by the pandemic, Canada has millions of unemployed and the unemployed have taken all the jobs that students used to get.

There is no way to study in Canada or the United States without your family paying between 2/3 and the entire cost.

The cruel truth is that the international study is for the children of well-to-do families who can easily afford the cost.

If it were possible to study here and earn enough money here to pay the full cost, there would be so many students from poor countries here that there would be no space in schools for our own children.

No, it's not.

… And you cannot be accepted and obtain a student visa until after you have deposited two years of student fees AND the cost of living in a Canadian bnak.

Once you are in the country studying, your student visa will say:

  • You can only work a maximum of 20 h / week
  • and on campus

These jobs are very hard to come by and will only pay slightly more than minimum wage at best. This is by no means enough to pay for much of your study costs.

If you get a job, the most you can earn is $ 14 * 20 * 4.37 (number of weeks in a month) = ~ $ 1,200 in Ontario, less in the other provinces.

Don't count

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No, it's not.

… And you cannot be accepted and obtain a student visa until after you have deposited two years of student fees AND the cost of living in a Canadian bnak.

Once you are in the country studying, your student visa will say:

  • You can only work a maximum of 20 h / week
  • and on campus

These jobs are very hard to come by and will only pay slightly more than minimum wage at best. This is by no means enough to pay for much of your study costs.

If you get a job, the most you can earn is $ 14 * 20 * 4.37 (number of weeks in a month) = ~ $ 1,200 in Ontario, less in the other provinces.

Don't count on it, it's hard to get one of these jobs.

You are in Canada to study; your job is to study and get the best possible grades.

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